Wednesday, September 30, 2009

The true value of a home …

When my husband I bought our house last year it was sort of a “no brainer.” We bought his grandmother’s home at a price that we couldn’t resist and we could afford. Grandma was looking to downsize to an apartment and with current state of the housing market she knew that it would take a long time to sell. We bought it to avoid having to rent and in turn got a house payment lower than our some of our friends’ car payments. It was built in 1918 so it needs to be updated, although we have done a lot to it already. We’ve added central air conditioning, a new roof, an additional full bathroom, as well as some painting and new carpet. Our home is not in the suburbs and it’s not considered “new construction,” but it’s still a home and the memories that my husband’s family created there for more than 50 years live in the walls.

We’ve been in our neighborhood for almost two years now and not too much has changed. However, there are a few vacant houses near us and more than a dozen are for sale. Our property value and taxes have decreased, but our insurance has increased. According to our insurance agent, the cost to replace a home has skyrocketed. This article, published last year in the Akron Beacon Journal, explains how Akron experienced a 4.4 percent overall decrease in home values. County Fiscal Officer John Donofrio called it “an unprecedented decline caused by lackluster home sales and thousands of foreclosures.”

The world is full of unknown circumstances so it’s important to me to live within our means. It seems as though at any time you could lose your job, a family member could become ill, or you could suffer some other economic strife. We try not to overspend and certainly don’t live a lavish lifestyle. I think that some people live outside of their means and that’s how they get into trouble and lose their homes. They simply buy too much house, or car, for what they can afford. I think that your lifestyle should reflect your attitude toward living and shouldn’t take too much of your bank account to maintain.


  1. My house has the same things as yours, only my rug is dirty because the dogs are on it. I think I should buy the vacuum cleaner. I have consulted allofvacuums. in the market but I don't know which one is best for carpets. can you help me?

  2. Very nice article and straight to the point. I don’t know if this is truly the best place to ask but do you folks have any idea where to get some professional writers? Thank you.

  3. I think the admin of this website is truly working hard in support of his
    web page, because here every stuff is quality based data.

  4. Great Information sharing .. I am very happy to read this article .. thanks for giving us go through info.Fantastic nice. I appreciate this post.สล็อตออนไลน์

  5. Thanks for taking the time to discuss this, I feel strongly about it and love learning more on this topic. If possible, as you gain expertise, would you mind updating your blog with more information? It is extremely helpful for me.บา คา ร่า วอ เลท

  6. I just found this blog and have high hopes for it to continue. Keep up the great work, its hard to find good ones. I have added to my favorites. Thank You.สล็อตเว็บใหญ่

  7. The post is written in very a good manner and it contains many useful information for me.บา คา ร่า วอ เลท

  8. Very useful post. This is my first time i visit here. I found so many interesting stuff in your blog especially its discussion. Really its great article. Keep it up.สล็อตแตกง่าย

  9. Nice knowledge gaining article. This post is really the best on this valuable topic.เว็บตรงสล็อต

  10. Thanks for the nice blog. It was very useful for me. I'm happy I found this blog. Thank you for sharing with us,I too always learn something new from your post.เกมสล็อต

  11. บาคาร่าเล่นยังไง
    "I’m no longer positive where you are getting your info, however great topic.
    I needs to spend a while studying more or understanding
    more. Thanks for wonderful info บาคาร่าเล่นยังไง I was on the lookout for this
    information for my mission"